jacksonanna.blogg.se - Blue cash preferred foreign transaction fee

This service provides coordination only, however you'll be responsible for the costs of any third-party services you use.**įor purchases made with your card, you can enjoy an extra year on top of manufacturers' warranties of five years or less, thanks to extended warranty protection. The Global Assist Hotline provides medical, legal, financial and other emergency services coordination 24 hours a day, 7 days a week when you're traveling more than 100 miles from home. You can enjoy secondary rental car insurance when paying for the rental with your card - up to $50,000 of protection against theft or damage.* You'll also enjoy several travel and shopping protections with the Blue Cash Preferred. Plus, the Blue Cash Preferred has no minimum redemption amount. While cash-back cards won't unlock the doors to $10,000 first-class airplane suites, there’s also no pressure to save up for a specific reward. Redeeming rewards on the Amex Blue Cash Preferred These are strong earning rates for anyone with regular spending in these categories. supermarkets category, the other earning categories don't have annual caps on how much you can earn. The Blue Cash Preferred also is a rewarding card at both the supermarket and gas pump, earning 6% cash back and 3% cash back, respectively.Īside from the U.S. While the Blue Cash Preferred is not the first card to offer bonus earnings on streaming subscriptions, its rate of 6% cash back is by far the industry leader. streaming services with the Blue Cash Preferred card PHIL BARKER/FUTURE PUBLISHING/GETTY IMAGES Get a generous 6% cash back on select U.S.

3% back on transit (parking, tolls, ride-hailing apps, subway, etc.).Ĭash back is received as Reward Dollars that can be redeemed for statement credits.

supermarkets (up to $6,000 per calendar year, then 1% thereafter). The standout feature of the Blue Cash Preferred is its various cash-back bonus categories: Earning cash back on the Amex Blue Cash Preferred After that, a variable APR of 18.99%-29.99% will apply. That's an 8.33% return on spending.Īdditionally, new applicants can take advantage of a 0% introductory APR on purchases and balance transfers for the first 12 months of card membership. THE POINTS GUY Amex Blue Cash Preferred welcome bonusĬash-back credit cards rarely offer solid bonuses like travel rewards cards do, but the Blue Cash Preferred has a quality welcome offer right now: $250 cash back (as a statement credit) after you spend $3,000 on purchases in the first six months of card membership.

Let’s take a look at the ins and outs of this card to help you decide if it’s right for you. The Blue Cash Preferred is for discerning customers looking for a rewards credit card to maximize their returns in specific bonus categories on a card with a $0 introductory annual fee (then $95 see rates and fees). The unique and high-value bonus categories set this card apart from a simpler option, such as the Citi® Double Cash Card (see rates and fees), though it's worth noting that reward redemption options are fewer with the Blue Cash Preferred. However, the Blue Cash Preferred could be great for infrequent travelers and those looking to spend their rewards in other ways.

There are pros and cons to picking a cash-back card over a travel rewards card. Card Rating*: ⭐⭐⭐⭐ *Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer. gas station categories align with your spending habits - then you can’t go wrong with the Blue Cash Preferred. If cash back is up your alley - and select U.S. The Blue Cash Preferred® Card from American Express is a lucrative cash-back card for several spending categories. Blue Cash Preferred® Card from American Express overview