Savings accounts are a good option for achieving your money-saving goals. Bankrate includes only FDIC banks or NCUA credit unions in its listings. APYs may have changed since they were last updated and may vary by region for some products. Bankrate's editorial team updates this information regularly, typically biweekly.
Note: Annual percentage yields (APYs) shown are as of June 30, 2023. Keep in mind that savings rates are subject to change over time. Banks that offer online savings accounts tend to have higher rates for a better return on your deposited funds, as long as you can follow any minimum balance and monthly fee rules. If you are looking for a low-risk way to save money over a long period of time, high yield savings accounts may be a good option for you. Here are the best savings account interest rates The main purpose of a savings account is to grow your money over time and keep the funds accessible when they’re needed the most. These accounts aren’t meant for making frequent transactions. Savings accounts are a great place to deposit money that you’re planning to save for the future. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.ī is an independent, advertising-supported publisher and comparison service. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.īankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our experts have been helping you master your money for over four decades. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our goal is to give you the best advice to help you make smart personal finance decisions.
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